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Group Construction

Group Construction Loan


Getting a group construction loan in Bangladesh has been made easy by DBH. DBH can finance up to 80% of group construction costs excluding the land procurement cost. The tenure of the loan can be up to 25 years meaning that the EMI can be set at the minimum level. No hidden charges.

  • DBH will finance up to 80% of the construction cost
  • Allowed tenure of the loan is up to 25 years
  • Attractive rate of interest
  • Loan can be paid in easy & affordable EMIs
  • Short loan processing time: 3-5 working days
  • Easy conditions
  • Partial prepayment without any charge as per prevalent company policy along with full early settlement options available.

* Please contact our representatives to avail convenient service at your doorstep.

 

 

Required Documents

  • Employment certificate/Salary certificate
  • Pay slip (Last 3 months)
  • Bio-Data (income-earner) / CV.
  • Acknowledgement receipt of income tax return
  • Bank Statement (last 12 month
  • Business Card
  • Ownership documents, approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Copy of E-TIN Certificate.
  • Copy of NID
  • Photo of applicant & co-applicant.
  • Loan Processing Fees.
  • Copy of Trade License.
  • Copy of memorandum & Article of Association (if applicable).
  • Business/Product details
  • Income tax assessment (3 years)
  • Acknowledgment receipt of income tax return
  • Profit & Loss Account for business (3 years)
  • Business bank statement (last 12 months)
  • Bio-Data/ CV
  • Business Card
  • Copy of NID
  • Copy of E-TIN Certificate.
  • Ownership documents, approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Photo of applicant & co-applicant
  •  Loan Processing Fees

The Private Land 

1. Ownership/ Lease deed (Original) - মূল মালিকানা/লিজ দলিল।

2. Baya deed for 21 years (original/certified/photocopy) - বিগত ২১ বৎসরের বায়া দলিল।

3. C.S., R.S., S.A. and City Jorip Khatian/Parcha 

4. Recent Survey Report  (i.e. Math parcha duly attested)

5. Mutation Parcha based on Recent Survey Report

6. Up to date "No Encumbrance Certificate" for 13 years. - দায়মুক্তি সনদপত্র

7. Up to date Land Tax Receipt - হাল সনের খাজনা রশিদ।

8. Approved plan and approval letter by Rajuk / Authority.

9. Detailed estimate of the cost of construction prepared by a qualified Engr/Architect at current market rates

- কোন স্বীকৃত প্রকৌশলী/স্থপতি কর্তৃক বর্তমান বাজার দরে নির্মাণ ব্যয়ের বিশদ বিবরণ।

10. Registered partitioned deed among group member's.

 

For Government Plots 

1. Ownership deed / Lease deed of land - মূল মালিকানা/লিজ দলিল।

2.  deed for 21 years (original/certified/photocopy) - বিগত ২১ বৎসরের বায়া দলিল। 

3. Mutation Certificate - নামজারী পৰ্চা।

4. Up to date land Tax Receipt - হাল সনের খাজনার রশিদ।

5. Permission from the lessor to mortgage (if required) – বন্ধকের অনুমতি ।

6. Approved plan and approval letter by Rajuk/Authority - রাজউক/কর্তৃপক্ষ অনুমোদিত প্লান।

7. Detailed estimate of the cost of construction prepared by a qualified Engr/Architect at current market rates

- নির্মাণ ব্যয়ের বিশদ বিবরণ।

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