DBH provides Personal Loan up to BDT 20 Lacs for a maximum duration of 60 months.

Subject to the maximum loan limit mentioned above, your repayment capacity as assessed by DBH will determine the loan amount you can borrow. Repayment Capacity is determined by the factors such as your income, age, qualifications, number of dependents, spouse's income, assets, liabilities, stability, and continuity of occupation, and savings history. While providing a Loan, DBH wants to ensure that you can comfortably and regularly repay the loan amount you borrow.

Please complete the prescribed Application Form and submit it along with supporting documents. On receipt of the completed application form along with the processing fees, DBH will process your application, make such inquiries as it deems necessary and convey its decision to you at the earliest.

Please contact any of the DBH offices for the Interest Rates currently applicable for DBH Personal Loan. Interest on DBH Personal Loan is calculated using the Reducing Balance Method on the diminishing balance of Principal Loan Amount.

We offer Personal Loan under the Adjustable Rate Loan (ARL). scheme, depending on the change in money market conditions, DBH reserves the right to change/vary the rate of interest both upward and downward prospectively from time to time.

You have to pay the Processing Fee at the time of the loan. application. This fee is in respect of cost incidental to the processing of the loan application. If the loan is not sanctioned for any reason except concealment or misrepresentation of facts, then the processing fees will be refunded. But if the loan is sanctioned as requested, but you decide not to avail of the loan, then processing fees will not be refunded. Upon successful sanction of the loan application, Documentation fees are payable before disbursement of your loan.

Please contact the DBH office for processing and document fees currently applicable to avail of the Personal Loan.. Payment of all fees must be made through "A/C Payee" cheques in favor of "DBH Finance PLC.". Loan-related fees are subject to 15% VAT.

You will repay DBH Personal Loan on a regular monthly basis, through Equated Monthly Installments (EMI). The repayment. of the loan through EMI will commence from the date of disbursement of the loan and the monthly installments will be due on the same date of following months.

You can repay the outstanding loan ahead of schedule, either in part or full. Please contact any of our offices for the details terms and conditions for early payment.

All kinds of payments for fees, charges, interest, and EMI's should be made by MICR Cheque, marked "A/C Payee Only" drawn on an online bank, by electronic fund transfer, by pay order, or by demand draft drawn in favor of "DBH Finance PLC.".

Yes. These rules may be reviewed periodically.